Are there any tips for accessing property currently?
Tricks, not really, but fallback solutions, yes: the free life annuity, the zero-rate loan, the real estate civil society, the family loan… The notaries note that the latter is experiencing a certain vogue, especially in areas tense, in the cities. It consists of borrowing a sum of money from a relative to supplement his budget with a more advantageous rate than at the bank. If it’s possible for you, go for it. But not everyone is so lucky.
Have cities become inaccessible today?
There is a concentration of needs. The generation born between 1980 and 2000 migrated to metropolitan areas to pursue their studies and often stayed there. This leads to saturation in the same employment pools and prices rise particularly in these areas. Times are tough, but France is not just about cities. And the banks are still financing.